If the other driver is uninsured or underinsured, you may seek a claim under your own uninsured/underinsured motorist provision of your insurance policy. However, most clients get worried because they think that their rates will go up if they file a claim through their own policy. Although it varies by state, most insurance companies can’t legally increase your rates if you did not cause an accident. However, if you file a claim through your own insurance, you must be prepared because your insurance company will actually represent the defendant against you. At NST, we understand insurance law and we will do everything to help protect your legal rights and get you the compensation you deserve.
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