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Nashville Uninsured Accident Lawyers
At NST Law, we are dedicated to helping injured individuals and their families get the justice and compensation they deserve.
Expertise
Mr. Trotz has handled injury cases involving auto accidents, slip and fall, premises liability, and negligent security. Every day, Mr. Trotz represents those who have been injured and many of his clients have sustained traumatic and life-altering injuries.
Roughly one-fifth of all Tennessee drivers are uninsured. Being hit by an uninsured driver can complicate an already difficult legal process and make it harder to get compensation for your damages. The Nashville uninsured accident lawyers at NST Law help victims navigate the complex claims process and recover fair compensation.
- Why Choose NST Law as Your Uninsured Car Accident Lawyer in Nashville?
- Understanding Tennessee’s Uninsured/Underinsured Motorist (UM/UIM) Coverage
- What Happens if You’re Hit by an Uninsured Driver in Nashville?
- What To Do After an Accident Involving an Uninsured/Underinsured Driver in Nashville
- Can You Sue an Uninsured Driver in Tennessee?
- Frequently Asked Questions
- Our Nashville, TN Uninsured Accident Lawyers
- Contact Our Car Accident Attorneys
Why Choose NST Law as Your Uninsured Car Accident Lawyer in Nashville?
If you’ve experienced an uninsured motorist accident in Nashville, it’s important to have an attorney on your side that you can rely on. At NST Law, we handle uninsured and hit-and-run cases every day, and our experienced attorneys have recovered over $2 billion in settlements and verdicts for accident victims, including a recent verdict of over $178,000 for a plaintiff hit by an uninsured driver.
- $178,463 Jury Verdict in Uninsured Motorist Case: Our client suffered serious injuries in a motor vehicle vs. pedestrian accident. The at-fault party was uninsured, so NST made a claim through our client’s uninsured motorist policy. Our client’s insurance company denied liability on behalf of the uninsured driver and took a position against our client by claiming our client was at fault. The facts of the case were extremely disputed. Our client was a pedestrian struck and injured by a motor vehicle driven by an uninsured motorist. NST Trial Attorney Derek Fairchilds filed suit against our own client’s uninsured motorist insurance carrier so that an actual recovery could made in the event of a favorable verdict. Derek prepared for the case by taking several depositions. After the insurance company refused to make any offer before trial, Derek took the case in front of a jury and won a verdict of $178,463.16 for our client, proving to the jury that the uninsured defendant was mostly responsible for the accident.
- $255,000 Settlement Obtained for Passenger Injured in Rollover Accident: Our client, 21 years old, was injured in a single-car accident in which his driver lost control of the vehicle, causing it to flip over. As a result of the accident, our client suffered significant injuries, including a broken femur, fractured pelvis, and multiple fractures to his back. Our firm retained an orthopedic expert who confirmed our client sustained permanent impairment to his right lower extremity, which would affect his ability to work in the future. Our client incurred approximately $40,000 in medical bills, and the case resolved for the defendant’s policy limits of $255,000.
Our Client Testimonials
See what our clients have to say about their experiences with NST Law. From compassionate support to life-changing settlements, our dedicated team is committed to fighting for justice and ensuring every client feels heard, valued, and taken care of.
I highly recommend NST law! My son & I were hit by a drunk driver unfortunately. This was my first time ever being in a major auto accident & NST helped tremendously & tirelessly! Every single person that dealt with our case was extremely helpful, respectful, & courteous. They made the process as fast & easy as possible for us. I wish I could give this firm a million stars 😊 Thank you guys so much!
Ms. Susan and Mrs. Christi were awesome. After my children and I were injured in a car accident they made sure we were completely well and got us a more than a fair compensation. They treated us like we were family. The atmosphere was peaceful and we were never rushed. They always had time for our phone calls and visits. They truly want the best for us. I will recommend them to anyone that needs a lawyer. Thank you both so much. The Golden Family”.
NST helped me out when no other law firm would. I was in a car accident where another driver was at fault. While I didn’t suffer any significant physical injuries, my dog died from the accident and my car deemed a total loss. As a result, my mental health suffered severely from grief, trauma, and depression. Once NST took my case, I never felt alone in dealing with the aftermath. They gave me updates about my case regularly and even just checked in on how I was doing in general, particularly with my mental health and progress with therapy. They made me feel cared for and were empathetic. The other law firms I reached out to told me they wouldn’t take my case and that I should just take the initial settlement offer from the other driver’s insurance. NST never hesitated to take my case, was consistently available to me throughout the process, and negotiated a settlement offer four times more than what the insurance company initially offered. I can’t express my gratitude enough for NST. I appreciate everything they did for me.
Parker and all the staff that my son and I dealt with at NST were all very professional and caring in all of our dealings with them. We really couldn’t have gotten any better outcome in this situation where the person who was at fault had subpar insurance coverage. I definitely would seek advice from Parker if we were in need of an attorney again.
Understanding Tennessee's Uninsured/Underinsured Motorist (UM/UIM) Coverage
Uninsured and underinsured motorist insurance coverage, or UM/UIM coverage, is a type of insurance that covers you if you get into an accident with a driver who does not have any insurance or does not have sufficient insurance coverage. With UM/UIM coverage, if an uninsured or underinsured driver causes your accident, you can file a claim with your own insurance company to cover your damages. UM/UIM coverage also protects you if you’re involved in a hit-and-run accident by allowing you to seek compensation through your own insurance when the at-fault driver cannot be identified or held accountable.
In Tennessee, drivers are required to carry minimum liability insurance of $25,000 per person, $50,000 per accident for bodily injury, and $25,000 for property damage. While your auto insurance policy is required to include UM/UIM coverage, you can opt-out in writing. If you choose not to carry UM/UIM insurance, you may be on the hook for all your costs if the other driver is uninsured or underinsured.
What Happens if You're Hit by an Uninsured Driver in Nashville?
Tennessee is an at-fault state. This means a driver found to be at fault is responsible for financial damages caused by the accident. If the at-fault driver in your collision was uninsured, you may struggle to recover compensation without UM/UIM coverage.
Tennessee has the country’s fourth-highest rate of uninsured drivers, at 20.9 percent. The high number of drivers without auto insurance on Tennessee roads means there is a higher chance of you getting into an accident with one. For that reason, having UM/UIM insurance is critical to protecting yourself on the road.
Hiring an uninsured motorist attorney can be key to recovering compensation for damages you suffer after a crash. The Nashville uninsured accident attorneys at NST Law have extensive experience securing results for clients harmed by uninsured motorists.
What To Do After an Accident Involving an Uninsured/Underinsured Driver in Nashville
It is important to contact a lawyer after an accident involving an uninsured or underinsured driver. At NST Law, our experienced legal team will handle every step of the legal process so you can focus on recovery. We will file your initial insurance claim, negotiate with your insurer, and represent you in court if necessary.
Your insurer may offer you a quick settlement that doesn’t cover your losses to avoid paying your case’s true value. When insurers deny or undervalue UM/UIM claims, they often do so because they don’t want to pay the maximum amount covered by the policy.
Reach out to NST Law before speaking with insurance companies, and never accept a settlement offer without speaking with one of our Nashville uninsured accident lawyers first. Our legal team will help you fight back against insurance companies to ensure you receive fair compensation.
Can You Sue an Uninsured Driver in Tennessee?
While it’s possible to sue an uninsured driver to recover damages in Tennessee, actually collecting compensation can be difficult. Most drivers don’t have the funds to pay for a victim’s losses without insurance coverage. This can leave you on the hook to pay for any damages you may have suffered due to the collision.
After an accident with an uninsured driver, one option is to file a claim under your own UM/UIM policy. If other liable parties are involved in the collision, it may also be possible to file a lawsuit against them for further damages and compensation.
The experienced uninsured accident lawyers at NST Law can help explain your options, including determining whether there are any potentially liable third parties and how to maximize the value of your car accident claim.
Frequently Asked Questions
Common questions we receive related to uninsured and underinsured drivers include:
First, you should pull over to a safe location, ensure everyone involved is safe, and call 911 for emergency medical help if anyone is injured. If police are at the scene, you should report the crime immediately. If not, you have 20 days from the crash date to file a police report.
Car crashes in Nashville are subject to Tennessee’s personal injury statute of limitations, which gives victims one year from the accident date to sue. This may seem like plenty of time, but it’s easy to miss filing deadlines while recovering from your injuries.
If your insurer does not honor your UM/UIM policy, you can sue the company for denying your claim. Tennessee laws provide a longer period to sue an insurance company for breach of contract than an at-fault driver for a personal injury claim. Breach of contract claims have a statutory filing period of six years, which means you can sue the insurer at any time within the six-year statutory period for breach.
The amount of compensation you can recover in an uninsured motorist claim depends on the facts of your case. The more severe your injuries are, the more compensation you may be eligible to receive. Your attorney can help you determine the damages you’re eligible for and the appropriate amount of compensation for your claim.
If you are uninsured, getting into a car crash in Tennessee can be a legal and financial nightmare. If the accident was the other driver’s fault, you can file a claim with their insurance, but that may not be enough to fully cover your damages. Also, if you cannot recover additional damages in a lawsuit against the other driver without your own insurance coverage, you won’t be able to rely on your own insurance for the compensation you need.
Driving without insurance in Tennessee can be a Class C misdemeanor, with fines up to $300. However, if the driver is at fault for a car wreck that injures another or causes a death, the consequences are more severe, including potential fines of up to $2,500, suspension of the driver’s license, and up to one year of jail time.
If both you and the other driver in your accident are uninsured, collecting compensation for your injuries becomes significantly more difficult. Without UM/UIM coverage to rely on and with no insurer covering the other driver, you may need to file a lawsuit to seek compensation, but even then, it can be difficult to recover damages if the other driver does not have the funds to pay.
Our Nashville, TN Uninsured Accident Lawyers
Founding Member – Senior Partner
Phone: 901-462-3330
Fax: 901-746-1502
Founding Member – Senior Partner
Phone: 901-462-3333
Fax: 901-746-1505
Attorney
Phone: 901-462-3339
Fax: 901-746-1515
Attorney
Phone: 901-462-3352
Fax: 901-746-1552
Attorney
Phone: 901-462-3328
Fax: 901-746-1522
Attorney
Phone: 901-259-0416
Fax: 901-746-1544
Attorney
Phone: 901-259-0435
Fax: 901-746-1580
Attorney
Phone: 901-462-3331
Fax: 901-746-1567
Attorney
Phone: 901-347-6032
Fax: 901-746-1577
Attorney
Phone: 901-259-0415
Fax: 901-746-1543
Attorney
Phone: 901-462-3343
Fax: 901-746-1528
Attorney
Phone: 731-951-0102
Fax: 731-951-0090
Attorney
Phone: 901-259-0406
Fax: 901-746-1548
Attorney
Phone: 901-347-6039
Fax: 901-347-6084
Attorney
Phone: 901-347-6043
Fax: 901-746-1565
Attorney
Phone: 901-259-0414
Fax: 901-746-1542
Attorney
Phone: 901-462-3329
Fax: 901-347-6056
Attorney
Phone: 901-259-0438
Fax: 901-347-6067
Founding Member – Senior Partner
Phone: 901-462-3330
Fax: 901-746-1502
Founding Member – Senior Partner
Phone: 901-462-3333
Fax: 901-746-1505
Attorney
Phone: 901-462-3339
Fax: 901-746-1515
Attorney
Phone: 901-462-3352
Fax: 901-746-1552
Attorney
Phone: 901-462-3328
Fax: 901-746-1522
Attorney
Phone: 901-259-0416
Fax: 901-746-1544
Attorney
Phone: 901-259-0435
Fax: 901-746-1580
Attorney
Phone: 901-462-3331
Fax: 901-746-1567
Attorney
Phone: 901-347-6032
Fax: 901-746-1577
Attorney
Phone: 901-259-0415
Fax: 901-746-1543
Attorney
Phone: 901-462-3343
Fax: 901-746-1528
Attorney
Phone: 731-951-0102
Fax: 731-951-0090
Attorney
Phone: 901-259-0406
Fax: 901-746-1548
Attorney
Phone: 901-347-6039
Fax: 901-347-6084
Attorney
Phone: 901-347-6043
Fax: 901-746-1565
Attorney
Phone: 901-462-3329
Fax: 901-347-6056
Attorney
Phone: 901-259-0438
Fax: 901-347-6067
Attorney
Phone: 901-347-6074
Fax: 901-347-6085
Attorney
Phone: 901-347-6073
Fax: 901-746-1588
Attorney
Phone: 901-259-0404
Fax: 901-746-1541
Attorney
Phone: 901-259-0414
Fax: 901-746-1542
Contact Our Car Accident Attorneys
If you’ve been in a car wreck with an uninsured driver in Nashville, you have options. It’s important to consult with one of our skilled Nashville car accident attorneys immediately to explore your options. Our law firm is built upon our unwavering passion for serving the injured and we’ve represented thousands of clients in our more than 30 years of experience. Call (800) 529-4004 or contact us online today for your free consultation.
Contact us for a free consultation now so that we can review your case and decide how we can best help you.
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