After its debut in 2012, Lyft quickly became one of the go-to rideshare companies in many major cities across the country. For instance, Lyft has been offering its services in Memphis since April 2014, and its popularity continues to grow. As the number of Lyft drivers increases, so does the number of car accidents involving Lyft vehicles. If you have been injured in an accident with a Lyft vehicle, you should contact the Memphis Lyft accident lawyers of Nahon, Saharovich & Trotz to discuss the details of the accident and your injuries. We have more than 30 personal injury attorneys, and our team may be able to help you seek compensation for your bodily injuries, including medical and prescription expenses, lost wages, and pain and suffering.Pursuing Recovery Following an Auto Accident
One would assume it would be as safe to ride with a Lyft driver as it would be with any other driver in Tennessee. In fact, Lyft does not use drivers who have more than three moving violations in the past three years, one major driving violation in the past three years, a DUI or other drug-related violation in the last seven years, or any driving-related convictions in the last seven years. In spite of the extensive safety procedures in place, accidents involving Lyft drivers continue to occur, some due to the negligence of the Lyft driver and others due to the negligence of other drivers on the road.
The good part about being involved in an accident as a Lyft passenger is that there should be plenty of insurance coverage available to compensate you for your losses. Suppose your Lyft driver rear-ends another vehicle and you suffer bodily harm. Lyft coverage consists of $1 million in liability insurance coverage for bodily injury, property damage, and/or death. If an accident occurs and it is discovered that the Lyft driver was uninsured or underinsured, Lyft itself must provide the same $1 million in coverage to you.
Now suppose you were riding in a Lyft vehicle that was rear-ended by another vehicle. In this scenario, the at-fault driver’s insurance carrier is liable for your injuries just like in any other auto accident. Under Tennessee law, all drivers are required to carry at least $25,000 in liability insurance coverage to pay for the innocent party’s losses in the event of an accident. However, many Tennessee drivers are uninsured or underinsured. In that case, Lyft’s insurance policy would again come into play and would provide $1 million in insurance coverage even though the accident was caused by the other driver.
Special considerations come into play when dealing with a Lyft accident, and you will want a knowledgeable Lyft accident attorney in the Memphis area on your side. An insurance coverage dispute between Lyft and the driver’s personal auto insurance company could arise, particularly regarding whether the driver was on the clock and available for passengers or not. If the driver’s app was on but he or she had not yet accepted a ride, different insurance policy limits will apply. If Lyft wrongfully denies coverage, a lawsuit may need to be filed so your lawyer can conduct discovery and attempt to subpoena any necessary records.Consult a Lyft Accident Lawyer in Memphis for Your Claim
After a Lyft accident, you may have potential claims with as many as four insurance companies. Depending on how the accident happened, you may be able to seek recovery from your Lyft driver, Lyft, another driver, or your own auto insurance carrier. At Nahon, Saharovich & Trotz, our Memphis Lyft accident attorneys will investigate all potential sources of insurance coverage and determine the best strategy for making you whole for your injuries and losses. We represent accident victims throughout Tennessee, Kentucky, Missouri, Arkansas, and Mississippi, including in Memphis, Chattanooga, Knoxville, Nashville, Caruthersville, Hayti, Oxford, Starkville, Corinth, Columbus, Tupelo, Meridian, Jackson, Little Rock, and Jonesboro. For a free consultation with a motor vehicle wreck lawyer, call 800-529-4004 or complete our online form. NST is the way to go.