Memphis Uber Accident Lawyers

Ridesharing has become extremely popular in Memphis and nearby locations as Uber continues to expand. Ridesharing allows you to dine downtown without having to hopelessly drive around searching for a parking spot. It allows you to meet friends without having to park and walk back and forth from the parking garage. Further, it allows you to obtain transportation when and where you need it and avoid the hassles of a rental car. For these reasons, people across Tennessee and the South use the services of Uber on a regular basis.

What happens if you are involved in an accident while riding with an Uber driver? Who is responsible for any bodily injuries or other losses you sustain in the accident? Liability after an Uber crash can be complex so it is important that you contact a knowledgeable car accident lawyer in the Memphis area who is familiar with these types of cases and can discuss your legal rights and the insurance coverage that could be available to you. Whether the driver is responsible or the rideshare company is responsible could depend whether the driver was on the clock. If an Uber driver was on his way to a customer or actively transporting a paying customer, insurance provided by Uber would likely be responsible. The same principles apply if the at-fault driver was working for Uber Eats at the time of the crash. To determine whether the Uber or Uber Eats smartphone app was on or the driver was on the clock, our Uber accident lawyers will take steps to ensure such evidence remains preserved and does not get destroyed in the course of business.

Let’s suppose your Uber driver rear-ends another vehicle and is deemed to be at fault for the accident. Uber provides $1 million in liability coverage for bodily injury, property damage, and death for an accident caused while transporting a passenger or after accepting a ride from a passenger. Lower coverage limits are in place if the driver’s app is on but he has not yet accepted a ride from a passenger. If the app is off, the driver’s personal auto insurance coverage would be in effect.

Now suppose the Uber vehicle is rear-ended by another car. In this scenario, the at-fault driver could be held liable for your injuries with the assistance of an Uber accident attorney in Memphis, and each state has its own laws regarding minimum insurance limits, typically $25,000 per person. What if the at-fault driver is uninsured? In that case, Uber’s commercial insurance would pay your losses, again up to $1 million. If you have uninsured motorist coverage of your own, you may be able to file a claim under your personal auto insurance as well.